Prosper.com is an online peer-to-peer lending system for borrowing money and investing in loans
through an open and transparent auction model. Prosper.com borrowers create credit profiles
containing information lenders can review before determining whether to invest or not in a
borrower. Even with this information, one challenge Prosper.com lenders face is being able to
Prosper is the world's largest peer-to-peer lending marketplace, with more than 1,020,000 members and over $213 million in funded loans. Borrowers’ list loan requests between $2,000 and $25,000 and individual lenders invest as little as $25 in each loan listing they select. It rates all the borrowers’ and using those ratings lenders decide if and how much they want to invest.
The goal of this project is to help banks that intend to grow through acquisition determine which banks to purchase. This is done by building a model to explore operational characteristics of different banks. Analysis is based on a dataset of over 1000 branches of the top five banks in the DC/MD/VA area
A major credit card company with travel offices in UK, France, Britain, and Germany is experiencing high rates of customer defection: 20%-30%. The project goal is to create a predictive model to predict which current customers are likely to leave.
A large U.S. mortgage company processes loan applications from borrowers, such that underwriting is done with software & rules determined by the company. The project goal is to help the company improve their decision making process regarding loan approval
This report is intended to understand characteristics of a caravan insurance policy buyer. The
dataset consists of 9,822 customer records and includes socio‐demographic data of the area
where a customer lives and product ownership data of the customer. The aim of this profiling analysis
is to acquire managerial insights to create competitive strategies useful for making business decisions.
Recent studies have shown that the cost of higher education has been rapidly increasing over the past few decades. In some instances, students seeking financial aid may receive some federal funding; however, federal funded grants and loans may not be enough to cover all academic expenses. Students in need of additional funds often have no choice but to seek private student loans.