Prosper.com is an online peer-to-peer lending system for borrowing money and investing in loans
through an open and transparent auction model. Prosper.com borrowers create credit profiles
containing information lenders can review before determining whether to invest or not in a
borrower. Even with this information, one challenge Prosper.com lenders face is being able to

Prosper is the world's largest peer-to-peer lending marketplace, with more than 1,020,000 members and over $213 million in funded loans. Borrowers’ list loan requests between $2,000 and $25,000 and individual lenders invest as little as $25 in each loan listing they select. It rates all the borrowers’ and using those ratings lenders decide if and how much they want to invest.

A major credit card company with travel offices in UK, France, Britain, and Germany is experiencing high rates of customer defection: 20%-30%. The project goal is to create a predictive model to predict which current customers are likely to leave.

A large U.S. mortgage company processes loan applications from borrowers, such that underwriting is done with software & rules determined by the company. The project goal is to help the company improve their decision making process regarding loan approval